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You've decided to buy a house, but now it's time to ask yourself an important question: do you want to buy a foreclosure, or do you not? Buying a foreclosure at the Lake of the Ozarks can be a great way to save money on your home purchase, but there are several associated factors that deserve careful consideration.  Devine & Associates Real Estate is here to help you make a smart, educated decision about your foreclosure purchase. Here are a couple things to keep in mind before buying a foreclosure. 1. You Should Always See A Foreclosure Property Before You Buy It This guidelines applies to all properties, but it is especially true for foreclosed homes. A foreclosed home will generally require lots of work after you move in in order to make it "livable," so you should make sure you know exactly what you're getting yourself into. Don't be afraid to look at the home several times; it sometimes takes several passes through a single property before yo...

When thinking about buying a new house in central Missouri , most people think about the process of shopping for homes, getting approved for a mortgage loan, and negotiating the actual sale of the home. At closing, your new home will officially become yours - but the process is far from over! After purchasing your new home, it's time to move all of your belongings and get settled in. Moving can be a major undertaking, though, so it's important to approach it strategically! Here are a few tips to make moving to your new home much easier from the team at Devine & Associates Real Estate . 1.  Give Yourself Plenty Of Time Even if this is not your first move, you may very well be amazed how much time it takes you to get everything packed. There's no point in stressing yourself out by doing everything at the last minute! Begin packing the items you use infrequently at least a month before you plan to move. 2.  Pack Strategically This may seem like a no-brainer, but...

Buying a home is a big process, but it doesn't have to be hard! Systematically following the appropriate steps can keep the process easy and manageable. Last week, we discussed the first five steps to take when buying a house . As a quick recap, we talked about: Identifying your budget Differentiating "needs" from "wants" Getting preapproved Hiring a real estate agent Making an offer Of course, the home isn't automatically yours just because you made an offer. Here is a quick look at the rest of the home buying process. Step 6 - Select A Title Company Title companies are a hugely important part of the real estate process. Practically every penny involved in a real estate transaction must pass through the title company before being distributed to the appropriate individuals and/or organizations. Your title company will also be responsible for conducting a title search to ensure that there are no unknown liens or other hidden hazards surrou...