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The Lake of the Ozarks has a lot to offer its residents. One of the perks includes various farmer’s markets, which features fresh fruits and vegetables, among other things. When relocating to the Lake of the Ozarks , it’s important to know what the community has to offer. Devine & Associates has taken the time to put together a list of local farmers markets for you to check out when you’re here!   Photo Credit: FunLake.com Eldon Farmers Market This local farmers market is held every Friday night at Rock Island Park. This is a great market to start off your weekend festivities. The Eldon Chamber of Commerce is actively seeking new growers and vendors to join them in the 2016 season. When: Now – Aug. 26; 4:00 p.m. – 7:00 p.m. Where: Rock Island Park Handmade & Farmers Market This is the place to go if you are looking for fresh produce, baked goods, locally crafted items and more! This market is held every Saturday from 10:00 a.m. – 2:00 p...

It doesn’t matter whether you’re a repeat or a first-time homebuyer at the Lake of the Ozarks – getting prequalified for a mortgage loan should be one of your very first steps towards buying a house in Osage Beach MO . You will need to work with a mortgage lender to officially get prequalified, but your real estate agents at the Lake of the Ozarks are here to help you prepare for the process with these quick tips. Once you’ve been prequalified, you can move on to the next step – preapproval. What is a Mortgage Prequalification? A mortgage prequalification is a tool to help future homebuyers determine how much money they can borrow from the bank. Part of the process will involve evaluating your debt-to-income ratio, which is the amount of outstanding debt you currently owe compared to your income. It’s important to be aware that if you have too much existing debt, you may not be approved for a mortgage loan. Getting prequalified is not a commitment from the bank for the loan n...

New Year's Eve is a time to think back about what happened in 2015, and to dream about all of the wonderful things that you hope for in 2016.  It's also a time to relax, take a break, and celebrate.  The Devine & Associates Real Estate Team  decided to do a little digging, and we found some interesting fun facts about this holiday to share with you.  Quite a few were brand new to us, and some sound like fun traditions to start! 1.  Over 4.000 years ago in Rome was the first New Year's celebration.  New Year's Day was put on January 1 due to the month being named after Janus, the Roman god of doors and gates.  Janus is depicted with two faces, one looking ahead and one looking back.  A perfect symbol for the ending of one year and the beginning of a new one! 2.  Baby New Year is a very familiar symbol for the holiday.  Greek mythology is credited with coming up with this one.  It states that the baby will grow to old age o...

Pricing your home accurately the moment you put it on the market is extremely important.  You can have the most amazing  house for sale in Eldon , Laurie, Lake Ozark, or any of the other towns in this area, but if it isn't priced right, it may never sell.    A good real estate agent at the Lake of the Ozarks will make sure that this happens by working with you to find that perfect price.  Here are a few tips to get you thinking in the right direction.     1.  Study recent home sales.   Take a look at the final sale price on houses that have sold recently in your area. This gives you a good idea for a starting point when pricing your home.  This doesn't mean the houses that are for sale right now, but the ones that have already been sold.  Compare the original list price to the actual final sale price. It's also helpful to look at the houses that are still sitting on the market, not selling.  Take notes about the thing...

We have an exciting announcement at Devine & Associates Real Estate ! Owner/Broker Vicki Devine recently graduated Missouri REALTORS® Leadership Academy Class, and we're very proud of her. Check out this press release from Missouri REALTORS® : Missouri REALTORS® Press Release The 2015 Leadership Academy Class was honored at the Missouri REALTORS® Fall Conference with a graduation ceremony. Eleven REALTORS® from across the state participated in an intensive, yearlong leadership training program in order to earn their graduate certificates. Missouri REALTORS® coordinates the statewide program to train emerging leaders in the real estate industry. REALTORS® who graduated from the academy include:  Micci Coggeshell, Joplin, New Generation Realty Mary R. Edwards, Kansas City, Re/Max Elite Ryan Cunningham, Columbia, Century 21 Advantage Dennis Jordan, Columbia, House of Brokers  Vicki Devine, Eldon, Devine and Associates Real Estate Jeff Kester, Springfield, Re/M...