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Buying a home is a big process, but it doesn't have to be hard! Systematically following the appropriate steps can keep the process easy and manageable. Last week, we discussed the first five steps to take when buying a house . As a quick recap, we talked about: Identifying your budget Differentiating "needs" from "wants" Getting preapproved Hiring a real estate agent Making an offer Of course, the home isn't automatically yours just because you made an offer. Here is a quick look at the rest of the home buying process. Step 6 - Select A Title Company Title companies are a hugely important part of the real estate process. Practically every penny involved in a real estate transaction must pass through the title company before being distributed to the appropriate individuals and/or organizations. Your title company will also be responsible for conducting a title search to ensure that there are no unknown liens or other hidden hazards surrou...

It's time. Maybe you've had your rent payment raised again, maybe you are tired of listening to your neighbors argue through the thin walls, or maybe your family is growing and your need more space. Whatever your reasons, you've finally arrived at one pivotal decision: it's time to buy a house at the Lake of the Ozarks .  First off, congratulations are in order! Buying a home is a big step, and the team at Devine & Associates Real Estate would love to help you bring that dream to fruition. Here's a quick overview of some of the basic steps to take when you are ready to buy your first home . Step 1 - Identify Your Budget The asking price of any home for sale at the Lake of the Ozarks is just part of the story. It is your monthly payment - not the preliminary asking price - that will determine whether or not you can afford a certain home. In order to get a better understanding how much home you can afford, you need to take a solid look at your finan...