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Buying a home is an important process and one that should not be taken lightly.  It is vital for new homebuyers to do their research before purchasing a home near Eldon, MO , as this is quite possibly one of the biggest investments that a person will make in their lifetime. We at Devine & Associates , the experts in buying and selling property in mid-Missouri have compiled a list of five reasons that homebuyers should get a home inspection before they make that big purchase.  1. Hidden Issues When purchasing a home, there are often issues that are unknown to the average buyer.  You may fall in love with the look of the home but be unable to see major issues lying underneath excellent staging. There could be interior structural issues, issues with the wiring or electrical, plumbing issues, and other hidden issues that can go undetected by the majority of those viewing the home.  Even something that may appear minor, such as small cracks in walls, sidin...

Buying a home for the first time can be a little nerve-wracking. This is probably the largest purchase of your life, so it’s important to have all your ducks in a row. Below is the ultimate list of tips for first-time homebuyers from your favorite Lake of the Ozarks real estate agents . 1. Take a Look at Your Credit Report. Your credit is one of the most important factors when it comes to getting financing for your home. It also helps lenders determine the interest rate you qualify for. Check your credit report to make sure there aren’t any mistakes on it, and if there are, get them fixed. If your credit score is less than desirable, start working now to improve it before you apply for a home loan. Once you start the home buying process, particularly the mortgage process, don’t open any new credit accounts. Your credit report will be looked at again just before closing, and any changes could have a negative impact on your final mortgage approval. 2. Start Saving for a Down ...

There are a TON of fireworks displays around the Lake of the Ozarks this holiday weekend. Enjoy the beautiful shows from a number of locations. Whether by land or by boat, you can partake in breathtaking views all around the area. The best team of real estate agents in Eldon, MO are here to help you plan out your weekend. Whether you want to catch fireworks displays every night of the weekend or have your eye on a particular display, take a look below for a schedule of fireworks around the Lake of the Ozarks. Old Kinderhook Labor Day Fireworks Fun Fest Date: Friday, September 1 Time: 5:00 pm - 9:00 pm 20 Eagle Ridge Road; South of Camdenton Free Festivities to include Clowns,Bounce Houses, Face Painting, Games for Children and Adults. Free Live Entertainment. Food and drinks available for a small cost. Call for Details: 573-317-4314 Bear Bottom Resort Labor Day Fireworks Date: Saturday, September 2 Time: 9:45 pm Hwy 5 to 123 Bear Bottom Drive in Sunrise Beach View by...

Don't let the pressure of tax season tempt you to take the standard deduction on your taxes. Homeowners have several advantages over renters when it comes to deductions on their federal income taxes. Not only can virtually all mortgage interest be written off for your primary home, but for a second home as well. This is encouraging to home buyers considering purchasing real estate at Lake of the Ozarks . This benefits first-time home buyers with a 30-year loan significantly, whose early payments are interest only. With Lake of the Ozarks' popularity as a second-home market, vacation homeowners should take advantage of the deductions as well. You could be eligible to decrease your taxable income by deducting the following items: Mortgage Interest   If you are a homeowner and are the primary borrower of the home, you should qualify for a deduction on your mortgage. Condos and second homes that are considered residences are also eligible for the deduction. Each year, the in...