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As the temperature at the Lake of the Ozarks drops lower and lower, your electric bill will likely have the opposite effect – higher and higher! Your trusted real estate agents in Eldon, Missouri know how important it is to keep your family warm this winter, but we also know that can put a strain on your wallet. Provided below, by Devine & Associates , are some easy ways to cut your energy bill costs this winter. Close Off Rooms Unused or unoccupied rooms in your home can be “closed off” for the winter months. You can close the register in the room and shut the door. This helps to keep the heat in the rooms you want, like to kitchen, living room, and occupied bedrooms. Keeping these rooms isolated helps to keep your heating system from heating the entire house and only heats the rooms you want it to. Reduce Heat Slightly If you and your family can handle it, turn your heat down a few degrees this winter. While a few degrees may not seem like a lot, the impact it will ...

Many first-time home buyers are surprised by all of the costs required to purchase and maintain a house. Before making the decision to buy, it is important to know all of the costs associated with homeownership. If you are planning to buy a home hear Eldon, Missouri in the near future, prepare for the expenses ahead. Purchasing a home is a big decision and a major stepping stone in life. Your trusted real estate agent in Eldon, Missouri is here to help you through home buying process. Provided below, by Devine And Associates, are some of the expenses that first-time home buyers should know about. 1. Escrow An escrow account is set up to pay for critical home expenses, such as homeowner insurance and property taxes to ensure these costs are being paid. A portion of the homeowner’s monthly mortgage payment will be put into the escrow account for these expenses. The escrow amount can fluctuate in accordance to a number of factors. 2. Home Inspection Many times, a home inspectio...

Holidays usually mean family, tasty meals, and spending time together. Your trusted real estate agent in Eldon, Missouri knows how costly it can be to host a holiday dinner. Even if your guests bring side dishes, the food and paper goods needed to can quickly add up. With a number of family members in your home throughout the holiday weekend, you want your space to be welcoming and decorated nicely.   Devine & Associates have provided a few ideas to decorate your home for the upcoming holiday, without breaking the bank.  1. Light Candles If you already have candles on hand, light candles around your home before your guests arrive. A flickering light creates a warm, inviting space. If you are worried about a fire hazard, consider fake candles that give off the same flickering effect as a traditional candle. 2. Add Pumpkins Whether you have uncut pumpkins on hand from Halloween or need to purchase a few, pumpkins are a festive item to bring into your home th...