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Surprising Factors that Affect Your Credit Score

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As a potential new home buyer at the Lake of the Ozarks , hopefully you have already begun some of the financial preparation for what could be one of the biggest purchases of your life. Our experts at Devine & Associates are here to help you find the Mid Missouri home of your dreams. First, make sure your finances are in order by reading about the top things that may affect your credit score.   Maybe you feel you have done your home-buying research. You have saved for a down payment, and you have been working to build your credit. That’s a good start, but you may be asking: what’s next? Building your credit is an on-going process. Just because your credit score is in a good range right now, make sure you continue to monitor it throughout your home-buying search. Below we will discuss some surprising factors that could affect your credit score that you may not have even thought of.   Paying Your Rent Late Rent payments that you make usually are not a part of you