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There is a constant debate on whether renting or buying a home is the smarter choice. The truth of the matter is that it depends on your unique situation. Are you ready to be a homeowner? Keep reading to learn about things to consider when debating between continuing to rent or buying a home at the Lake of the Ozarks . Buying a Home When thinking about purchasing a home at the Lake of the Ozarks , you’ll first want to consider your financial situation. Buying a home is one of the largest financial decisions you will ever make. While the monthly payment of your mortgage could easily be less than what you’re paying for rent, you need to include the added expenses of homeownership into your figures. When you own your own home, you are now in charge of home maintenance and repairs, and property insurance. Home maintenance costs are often underestimated by prospective home buyers. The advantage here, is that you are in control of who does the repairs and you don’t have to wait on ac...

Summer is the best time to sell a house at the Lake of the Ozarks . Moving can be scary, exciting, and stressful all at the same time. Devine & Associates are here to help you sell your home. However, before you put your home up on the market with the Lake of the Ozarks’ best real estate agent , you should consider these seven costly home selling mistakes and how you can avoid them. 1. Not Doing a Home Inspection You may think that you are saving money by not doing a pre-listing home inspection. However, you can save yourself more time, aggravation and most importantly money by doing a home inspection before listing your home. You can address the issues yourself and pick the contractor you want to fix your home rather than negotiating with the buyer to fix the problems, which could affect your sale price. 2. Neglecting Repairs Just like skipping the home inspection, neglecting necessary repairs could have an effect on your home’s selling price. You may think that ...

Did you know there is a difference between a real estate agent and a REALTOR®? The National Association of REALTORS® (NAR) upholds a strong code of ethics that real estate agents must adhere to if they wish to call themselves REALTORS®. Our own Vicki Devine is the President of the local organization, the Bagnell Dam Board of REALTORS® (BDAR) . Devine and Associates works with BDAR to increase the education, training and professionalism of our real estate team at the Lake of the Ozarks so that our clients get the best service. Let's take a look at what BDAR is and how it helps real estate agents become REALTORS®. Bagnell Dam Association of REALTORS® Mission Statement "It is the mission of the Bagnell Dam Association of REALTORS® to provide education, services, and tools which allow members to better serve their industry and the community both professionally and ethically. We promote and protect the right to own, transfer, and use real property." BDAR consists o...