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The idea of purchasing your first home can be a daunting prospect to many buyers.  It means you'll have to take out a loan for at least a hundred thousand dollars - which also means that, thanks to interest, you will have spent far more than that by the time you're done paying off your loan. Why do it, then?  Why sign up for such a massive financial commitment?  We do it because the rewards of homeownership greatly outweigh any potential cons.  Your real estate team at Devine & Associates is here to help you understand why buying a home in Mid-Missouri might just be one of the decisions you ever make. Build Equity When you write a check for rent, you send that money off to your landlord fully aware that you will never get a penny of it back.  However, when you write a check for your mortgage, a portion of that check goes towards paying off the principal amount of the home loan.  The longer you have your home, the more principle you will pay ba...

The purchase of a home is an exciting time for many home buyers, although taking this big step can be a little intimidating as well. Many people debate whether it is better to rent or buy a home. When it boils down to it, an individual will have to weigh their personal options and decide what is the best living situation for themselves. Your trusted team of real estate agents in Eldon, MO have broken down some of the pros and cons of buying and renting, to help you decide what is best for your personal situation. Pro of Buying 1) Purchasing a home can offer long term security and help establish a stable environment for you and your family. 2) There is a potential of making a profit off of the sale of your home, down the road. Homes can appreciated over time, especially if you make upgrades and updates as you live in the house. 3) Creative control is another benefit of buying a home. The ability to make your space yours by decorating and painting with your perso...

There are few things more exciting than planning to have your first child. It's like you and your spouse are standing at the start of a massive water slide - slightly terrified, but thrilled, excited, and filled with anticipation at the same time. Having kids will be one of the most rewarding experiences of your life, but it certainly comes with its fair share of important decisions and responsibilities. If you and your spouse do not yet have a home of your own, our central Missouri real estate agents are here to encourage you to buy a house before you take the plunge and have a child. The choice is obviously yours if you would rather continue renting, but here are a few reasons why we believe parents should buy a house at the Lake of the Ozarks before having children. 4 Reasons To Own Your Own Home Before Having Kids 1.  Autonomy & Freedom If you've ever rented a home, you know that renters are subject to strict limitations regarding what they can and can not ...