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Buying a home is likely one of the biggest investments you'll make in your lifetime. This can feel intimidating as you think about the large investment that may lay ahead but buying doesn't have to a scary process. As an experienced team of real estate agents in Eldon, Missouri , we know how beneficial it can be to buy a home in mid-Missouri . Check out the reasons you should buy instead of rent below. Invest in Your Property When you make your monthly mortgage payments, a portion of each payment goes toward the equity of your home. This is a great way to make an investment and is a way of forced savings - in a sense. You are required to make your payments and along with that, you're earning equity on your property. Home values are trending upward which works in favor of making a purchase now and hopefully be able to sell your property in the future for more. Mortgage is Being Paid Whether you own or rent, you are paying a mortgage payment. When a landlord charge...

You may come to a point in your life where you are ready to sell your first home and move into a larger home.  Whether your family has outgrown your first home, or you have decided to move into a different neighborhood there are several buying and selling tips that you need to know before signing up with this somewhat risky task of buying and selling at the same time.   Your best real estate agent at the Lake of the Ozarks can help you navigate and mitigate the risks involved by buying and selling a home at the same time. TIP #1- KNOW YOUR MARKET Is it a buyers’ market or a sellers’ market?  Make sure you do your due diligence in researching this topic, this will help you decide when you need to place your current on home on the market and when you will need to seriously start inquiring about purchasing a new home.  If you have questions about the market, contact a real estate agent at Lake of the Ozarks , they will be able to answer any questions you ma...

Buying your first home is an exciting time in your life. There's a sense of accomplishment and excitement in the air. As you prepare for your home purchase in mid-Missouri, you may start to think about the financial responsibility that comes along with becoming a homeowner. As the expert for first time home buyers near Eldon, MO , our team of agents have some tips for new homeowners. To start with, you need to get an idea of your future costs of owning a home and that's what this week's blog is all about. Home Upgrades There are many upgrades that can be done to different spaces. Depending on your personal preference and living condition needs, you may have a long list of to-dos to your new home. These home upgrades take time and money. As you invest in your home, try to save up for your major projects ahead of time that way it isn't so much of a crunch when it comes time to purchase your needed materials and labor. Exterior Maintenance If you're buying y...

If you’re selling your home for the first time, you may be feeling a little overwhelmed. Everyone wants their house to sell fast, but you may be wondering how can you help accomplish that? This week, Devine & Associates Real Estate has home staging tips that are perfect for sellers who are looking to save money and time when preparing their house to be sold.       Amp Up Your Curb Appeal The first impression that potential buyers will have of your house is the front door and stoop. Whether or not they feel that the front of the house is welcoming could affect their perception of the rest of the house. No need to panic though, there’s a few quick and easy things you can do to boost your curb appeal. First, make sure to sweep or blow off any small twigs, leaves or dirt that may have collected in your driveway over time before a potential buyer comes over. Add in a fun welcoming doormat and a couple potted plants near the door to instantly make your home make the...

The idea of purchasing your first home can be a daunting prospect to many buyers.  It means you'll have to take out a loan for at least a hundred thousand dollars - which also means that, thanks to interest, you will have spent far more than that by the time you're done paying off your loan. Why do it, then?  Why sign up for such a massive financial commitment?  We do it because the rewards of homeownership greatly outweigh any potential cons.  Your real estate team at Devine & Associates is here to help you understand why buying a home in Mid-Missouri might just be one of the decisions you ever make. Build Equity When you write a check for rent, you send that money off to your landlord fully aware that you will never get a penny of it back.  However, when you write a check for your mortgage, a portion of that check goes towards paying off the principal amount of the home loan.  The longer you have your home, the more principle you will pay ba...

Are you thinking about relocating?  Eldon, Missouri is a great place to live!  From a great school to a welcoming community, you'll find a number of benefits of moving to Eldon, MO .  As your experienced team of real estate agents in Eldon , we know how important it is to find the right place to plant your roots; and lucky for you, our team knows the ins and outs of the town.  If you are looking for a great place to live, check out the perks of living in Eldon below! Thriving Business Environment With a number of up and coming businesses and established businesses, there are many products and services right here in Eldon.  You don't have to travel out of town for all of your daily needs.  From a grocery store, to restaurants, to banks, to churches, there are a ton of places for you to frequent in town.  If you are planning to start your own business in the area, Eldon, MO is a great place to do so.  With lower property prices and high traff...

The Miller County Fair is right around the corner!  Have you made plans to attend this exciting annual event?  Whether it's attending the parade or participating in the livestock show, there are a TON of ways to enjoy this fun summer tradition!  As your experienced team of real estate agents in Eldon, MO , we know how much fun it is for locals to attend this fair each year.  Take a look below to learn about the happenings you can look forward to this year. image credit: millercountyfair.com Here’s What’s Happening at the Fair! Parade Kick off the fair by attending this annual parade.  The parade will be at 6:15 pm on Tuesday, July 23rd in downtown Eldon.  In the parade, you will see local 4-H groups, community floats, vintage cars, horse-drawn wagons, and much more.  This year's parade theme is "Home Grown Fun at The Miller County Fair!".  Attending the parade is a great way to see floats from local businesses and other fun organizations...

As a homeowner near Eldon, MO , it's important to support local businesses.  And with July being National Independent Retailer Month, this is as good of a time as ever to start!  As your experienced team of real estate agents in Eldon, MO , we are here to point out a few of the perks of living in the area.  Fresh fruit, vegetables, and other products are available at local farmers markets every week in Eldon and the surrounding areas.  This is just one of the perks of living at the Lake of the Ozarks !  Take a look below to find out when and where all the area farmers markets are taking place! About Independent Retailer Month During the month of July show your local small businesses how much you appreciate them by shopping local!  According to the Census Bureau and the Small Business Administration, small businesses employ approximately 51 percent of the U.S. non-farm workforce.  Almost ALL of those businesses are independent retailers!  Man...

Buying a home is a big financial decision, but so is selling a home.  Whether you are selling your first home or your fifth, a number of questions come up when you decide to sell.  If you decide to sell your home near Eldon, MO , you may have a few questions. Our team of experienced real estate agents in mid-MO specialize in helping homeowners sell their property.  This week, Devine & Associates has provided some frequently asked questions about selling a home, to help you prepare.  If you are in the market to sell your home near Eldon, MO , these questions may help you get a better grasp on the transaction. Q: How much is my house worth? A: The pricing information is based on several different factors, including size, location, and other features. The current housing market plays a large part in determining the worth of your property, as well. To have an agent come look at your home to help you narrow down a listing price, contact Devine & Associat...