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At Devine & Associates, we’re not your average real estate team. For us, it’s all about customer relationships. Whether you’re looking to buy or sell a home in the Eldon real estate market or surrounding areas, our team works together to go above and beyond the hopes and dreams of our clients. Keep reading to hear what some of our clients have to say about our Lake of the Ozarks real estate team. “My husband and I were looking for a house here in Eldon and met Vicki with Devine & Associates Real Estate. Vicki met the challenge and showed us around. We found our sweet home through her because of her extensive knowledge of the area. She worked so hard to help us achieve this dream and we highly recommend her to anyone who is looking for a home. I might add that her associate Susan kept assuring us that it would all come together and it did indeed. Thank You so much for all the hard work you did for us.” - Jason and Katie Faresres “They make buying a house easy & fun,...

Buying a home for the first time can be a little nerve-wracking. This is probably the largest purchase of your life, so it’s important to have all your ducks in a row. Below is the ultimate list of tips for first-time homebuyers from your favorite Lake of the Ozarks real estate agents . 1. Take a Look at Your Credit Report. Your credit is one of the most important factors when it comes to getting financing for your home. It also helps lenders determine the interest rate you qualify for. Check your credit report to make sure there aren’t any mistakes on it, and if there are, get them fixed. If your credit score is less than desirable, start working now to improve it before you apply for a home loan. Once you start the home buying process, particularly the mortgage process, don’t open any new credit accounts. Your credit report will be looked at again just before closing, and any changes could have a negative impact on your final mortgage approval. 2. Start Saving for a Down ...

If you are looking to buy or sell a home, a property inspection is one of the most important processes to complete. It can point out major internal and external flaws in the home that you might not have noticed. Devine and Associates Real Estate, your trusted real estate agent at the Lake of the Ozarks , are here to help you with the home inspection process. During a home inspection, you’ll have a certified inspector pointing out details and potential problems of the home, often times snapping photos and taking notes. A thorough home inspection is needed when you are buying or selling a house, and can usually save you thousands of dollars in the long run. Take a look at what to expect during a property inspection provided below, by Devine and Associates Real Estate . About the home inspector The home inspector is here to help ensure that the house is safe to live in. A home inspector will do a complete walk-through of the house, and visually examine the physical structure of...

The benefits of buying a home with land are many, including more space, more privacy, and a pretty view. Owning more land than home also has property tax advantages. You know what you want for your property and your home, and Devine & Associates knows the mid-Missouri Real Estate market . Whether you want a starter home, a ranch, or a hobby farm, Devine & Associates can assist you during this home and land buying process. Your team of real estate agents in Eldon, Missouri want to ensure you are prepared for this milestone in your life. Devine & Associates have provided some helpful perks for home and land buyers below! Privacy One of the main reasons to buy a home with land in mid-Missouri is to live privately. Fencing in or gating your new property will add your needed privacy and with effective tree planting and creative landscape design, you can isolate your home away from roads or other properties. The open country side, the fresh air and peacefulness, and th...

While spring and summer may be the busiest time of the year for buying a home at the Lake of the Ozarks , it’s not necessarily the best. The fall season is a great time to purchase a home as well! Keep reading to learn why the crisp air and leaves blowing is a sign that it’s the perfect time to go house hunting: 1. There’s Less Competition.  While everyone was running around fighting over houses during the spring and summer months, you were relaxing, waiting for the perfect time to enter the market as a buyer. With less competition, you’ll have a better shot with negotiations. While many people think of the fall season as the off season for real estate, there are still homes for sale. Often times, there are just as many homes for sale in the fall as in the spring and summer. The change of the season means new inventory, as well as repositioned old inventory that didn’t sell during the summer. 2. Sellers are Serious.  For those sellers who unfortunately weren’t able ...

As you conclude your home search at the Lake of the Ozarks , you've likely found the PERFECT space for you and your family. Now's the time to get the process rolling! Although it's not a requirement for buyers and seller to see eye-to-eye, it's important that you don't scare a seller with strong buying tactics. After all, the goal is for the sellers and buyers to agree in order to keep the ball rolling with the Lake of the Ozarks house sale . As your trusted real estate agents in Eldon, MO , we've provided some items that you should avoid, when negotiating with home sellers. No Mortgage Pre-Approval Although a pre-approval letter is not required to put in an offer on a home, your offer will likely be taken more seriously by sellers if you have one. If a home sale comes down to two offers, the sellers are more likely to choose the buyer with a pre-approval. It's best to have your pre-approval process completed before you even start looking for homes t...

As the leaves turn beautiful shades of red, yellow, and orange and the air has a crisp feel, we know that fall is upon us. As a homeowner at the Lake of the Ozarks , I know it's important to keep your home and property in tip top shape before winter falls upon us. With the cooler temperature, it's a great time to get outside and make some updates and changes to your Eldon, MO home . Below you can find some maintenance tips to help you prepare your home! Seal Openings Before the cold of winter sets in, be sure to seal up any openings around your home. These spaces around doors, windows, and other openings are the perfect place for bugs and other little critters to enter your warm and cozy home. To avoid being the new home for unwelcome guests, seal up any openings. Rake Leaves As the leaves turn colors and start to fall off the trees, they start to litter your yard. Keep up with falling leaves on a regular basis to avoid a big pile up and even bigger clean up toward t...