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Buying a home is a big process, but it doesn't have to be hard! Systematically following the appropriate steps can keep the process easy and manageable. Last week, we discussed the first five steps to take when buying a house . As a quick recap, we talked about: Identifying your budget Differentiating "needs" from "wants" Getting preapproved Hiring a real estate agent Making an offer Of course, the home isn't automatically yours just because you made an offer. Here is a quick look at the rest of the home buying process. Step 6 - Select A Title Company Title companies are a hugely important part of the real estate process. Practically every penny involved in a real estate transaction must pass through the title company before being distributed to the appropriate individuals and/or organizations. Your title company will also be responsible for conducting a title search to ensure that there are no unknown liens or other hidden hazards surrou...

It's time. Maybe you've had your rent payment raised again, maybe you are tired of listening to your neighbors argue through the thin walls, or maybe your family is growing and your need more space. Whatever your reasons, you've finally arrived at one pivotal decision: it's time to buy a house at the Lake of the Ozarks .  First off, congratulations are in order! Buying a home is a big step, and the team at Devine & Associates Real Estate would love to help you bring that dream to fruition. Here's a quick overview of some of the basic steps to take when you are ready to buy your first home . Step 1 - Identify Your Budget The asking price of any home for sale at the Lake of the Ozarks is just part of the story. It is your monthly payment - not the preliminary asking price - that will determine whether or not you can afford a certain home. In order to get a better understanding how much home you can afford, you need to take a solid look at your finan...

Vicki Devine When it comes time to buy or sell your home at the Lake of the Ozarks , you want to be confident that you have the very best representation available to you. We firmly believe that our clients should have the opportunity to get to know the entire team at Devine & Associates Real Estate in order for them to feel comfortable working with us on their next real estate endeavor. This week, we invite you to get to know the owner of Devine & Associates, Ms. Vicki Devine! What Is Your Role at Devine & Associates? Broker - Owner - Sales Agent How did you get involved in real estate at the Lake of the Ozarks? I walked into Veatch Realty to get advice on the job market and never left. It is such a great learning environment and there are so many supportive people. Who is your family? My "family" consists of a few very special people. My work family (Susan & Michelle) are the sisters I never had and my partners in crime. I have two grown sons ...

Welcome! This marks the very first blog post for Devine & Associates, your number one commercial and residential real estate team at the Lake of the Ozarks . We work very hard to help lead our clients to their ideal office spaces and dream homes at the Lake, and we are excited to work with you! Residential Real Estate at the Lake of the Ozarks When it comes to residential real estate, you're not just buying a house - you're buying a home . Our Lake of the Ozarks real estate agents understand that not every home is right for every buyer; we work very hard to find homes that will perfectly fit the needs and desires of each specific client. When you are ready to buy a home in Eldon, MO or other surrounding towns in Miller, Morgan, or Camden County, we hope you will give us a call! Investment Properties at the Lake of the Ozarks Investment properties serve as a wonderful opportunity to bring in a little extra income and to build equity for the future. By renting...