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Don't let the pressure of tax season tempt you to take the standard deduction on your taxes. Homeowners have several advantages over renters when it comes to deductions on their federal income taxes. Not only can virtually all mortgage interest be written off for your primary home, but for a second home as well. This is encouraging to home buyers considering purchasing real estate at Lake of the Ozarks . This benefits first-time home buyers with a 30-year loan significantly, whose early payments are interest only. With Lake of the Ozarks' popularity as a second-home market, vacation homeowners should take advantage of the deductions as well. You could be eligible to decrease your taxable income by deducting the following items: Mortgage Interest   If you are a homeowner and are the primary borrower of the home, you should qualify for a deduction on your mortgage. Condos and second homes that are considered residences are also eligible for the deduction. Each year, the in...

Did you know there is a difference between a real estate agent and a REALTOR®? The National Association of REALTORS® (NAR) upholds a strong code of ethics that real estate agents must adhere to if they wish to call themselves REALTORS®. Our own Vicki Devine is the President of the local organization, the Bagnell Dam Board of REALTORS® (BDAR) . Devine and Associates works with BDAR to increase the education, training and professionalism of our real estate team at the Lake of the Ozarks so that our clients get the best service. Let's take a look at what BDAR is and how it helps real estate agents become REALTORS®. Bagnell Dam Association of REALTORS® Mission Statement "It is the mission of the Bagnell Dam Association of REALTORS® to provide education, services, and tools which allow members to better serve their industry and the community both professionally and ethically. We promote and protect the right to own, transfer, and use real property." BDAR consists o...

Welcome to a spectacular waterfront business experience! This gem is perfectly situated for guests to enter via boat or by land. Commercial properties for sale at the Lake of the Ozarks like this are great for those looking to run a business at the Lake. This property also has an attached living area so you can stay on the premises or rent out the property for additional income. Read below to learn all about this property! Commercial Business for Sale with Living Area- $479,000 258 Trails End Rd Sunrise Beach, Missouri, 65079 This business has it all - lakefront dining, established clients, year-round business, and a RESIDENCE, you can always be close by your business with this restaurant. You'll attract crowds from all angles with this coveted property. Your Booming Restaurant Opportunity Awaits 2,500 Sq. Ft. 2 Bathrooms. Wood Burning Fireplace Restaurant items includes bar and furniture, pool tables, commercial kitchen items such as pots pans, stock, and inve...

Preparing to sell your home in Eldon, MO  can take a lot of work. After you find the best real estate agent in Eldon (Vicki Devine!), you'll need to get your home ready for your prospective buyers. Staging your home is a very important next step for many reasons. Let's take a look at some of the ways you can stage your house to not only make it presentable but make it look inviting and perfect for a future buyer. 1. Say Goodbye to Clutter Clutter comes in many shapes and sizes, from too much furniture to too many things on the counters and tables. Professional home staging companies will often remove some of the furniture from homes in an effort to present the house in a more spacious way. A good rule of thumb to follow is for every one piece of furniture that comes in, remove an older piece. This keeps the home looking fresh, spacious, and appealing to possible buyers. 2. Keep the Yard Freshly Trimmed Staging your home involves the entire property, not just the i...