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Showing posts from January, 2016

5 Things Homebuyers Should Never Say

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Buying a home is a personal process, and no one knows this process better than your real estate agent. Sometimes it's easy to get too comfortable and accidentally say something in mixed company, which may result in unfavorable consequences.These things could possibly hurt the overall experience of buying a house in Laurie MO and they could cause problems in the negotiation process. Here are 5 things homebuyers should never say.

1. This is My Dream House
This is a popular phrase that many people like to say when they think they've found the perfect house. Unfortunately, if you're overheard by the listing agent or the seller, you've just given away one of your best bargaining chips! If the seller knows that you think their house is your "dream house," then they may not be willing to negotiate a fair price. They could attempt to squeeze more money out of you because they now know how much the house means to you. It's okay to say nice things and compliment th…

Should I Get Prequalified For My Mortgage Loan?

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It doesn’t matter whether you’re a repeat or a first-time homebuyer at the Lake of the Ozarks – getting prequalified for a mortgage loan should be one of your very first steps towards buying a house in Osage Beach MO. You will need to work with a mortgage lender to officially get prequalified, but your real estate agents at the Lake of the Ozarks are here to help you prepare for the process with these quick tips. Once you’ve been prequalified, you can move on to the next step – preapproval.

What is a Mortgage Prequalification?
A mortgage prequalification is a tool to help future homebuyers determine how much money they can borrow from the bank. Part of the process will involve evaluating your debt-to-income ratio, which is the amount of outstanding debt you currently owe compared to your income. It’s important to be aware that if you have too much existing debt, you may not be approved for a mortgage loan. Getting prequalified is not a commitment from the bank for the loan nor will it …

Beautiful Home on the Lake Reduced for Quick Sale!

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Homes for sale at the Lake of the Ozarks are incredibly popular, especially when they have their own dock on the gorgeous lake.  Devine & Associates Real Estate would love to give you the keys to this wonderful lake front home which is available for sale or lease. 

381 Lucy Road Lake Ozark, MO  $135,000 (reduced from $147,500!)

Lake front with dockAccess to the beautiful Lake of the Ozarks is just a few steps away from the door. It's is located in a quiet cove with 65' of lake frontage.  There is a 1-well dock with a 30' X 10' slip.    



One level livingLocated in the School of the Osage school district, this wonderful home is close to town, only a short drive down HH.  The 2 bedrooms, 1 full bath, and open living and kitchen areas are conveniently all located on the same level.  You can spend some quality time outside on either the dock or the large deck connected to the house.  There is also a storage shed included.


Great rental home.This property previously had a great …

Cut Heating Costs & Improve Your Home

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There are simple and affordable things that you can do to cut heating costs this winter, and many of these also add to the value of your property too.  These improvements, along with the fact that your energy costs are low, are very attractive to people wanting to buy a home in mid-Missouri.  

Most of these updates are inexpensive.  These tips can save you money while you are living in the house and they are impressive to point out to potential buyers when you are ready to sell.  

Protect what is already in the home.
Properly taking care of what your house is already using will keep your heating bill low and keep those items from needing to be replaced when you sell.  


Seal leaks.Over time, many areas in your home can produce small gaps or cracks where the cold air can leak in and the hot air leaks out.  Replace worn weatherstripping around doors and windows.  Leaks in exposed duct work can be losing 20% - 30% of the air going through it.  Sealing them with mastic sealant or metal tape ca…