Thinking About Having Kids? It's Time To Buy A House!

There are few things more exciting than planning to have your first child. It's like you and your spouse are standing at the start of a massive water slide - slightly terrified, but thrilled, excited, and filled with anticipation at the same time. Having kids will be one of the most rewarding experiences of your life, but it certainly comes with its fair share of important decisions and responsibilities.

If you and your spouse do not yet have a home of your own, our central Missouri real estate agents are here to encourage you to buy a house before you take the plunge and have a child. The choice is obviously yours if you would rather continue renting, but here are a few reasons why we believe parents should buy a house at the Lake of the Ozarks before having children.

4 Reasons To Own Your Own Home Before Having Kids

1.  Autonomy & Freedom
If you've ever rented a home, you know that renters are subject to strict limitations regarding what they can and can not do with the property. Even though they live there, the home belongs to someone else. The owner can dictate whether or not they are allowed to have pets, redecorate, or redo those old, worn-out steps leading up to the front porch. As a homeowner, you can design the environment you want your kids to grow up in and decide for yourself if you want your children to have a furry best friend.

2.  Environmental Stability
Life can be unpredictable, but young children thrive in safe, stable environments. As a renter, it may not be uncommon for you to move to a different apartment or house every 1-2 years. As a homeowner, on the other hand, you will probably stay in the same home for a minimum of 5 years. Having a consistent place to call home can help your child feel safer and more secure.
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3.  Financial Stability
If environmental stability is important, financial stability is critical. Raising a child adds a lot of financial pressures to your life. Doctor appointments, school supplies, dentists, immunizations... none of these things come cheap! Studies are consistently showing that homeowners have a net worth that far exceeds that of their renter counterparts. Owning your own home can give you the financial stability you need to successfully raise your children.

4.  Quality Education
While they may not be able to explain it, young, developing minds are incredibly susceptible to the energy of the home they live in. If their parents rent a home and are consequently less stable and/or secure, this impacts their children in all aspects of their life. In fact, more and more studies are showing that children whose parents own their own home consistently perform better in school than children whose parents rent.

Ready To Buy? Contact Devine & Associates!

These are just a few of the advantages homeowners can enjoy when raising their children, but the list certainly doesn't stop there. Studies are consistently demonstrating that the success achieved by children of homeowners extend beyond the childhood years and into adulthood - according to an article by The Wall Street Journal, children of homeowners earn greater salaries than children of renters.

If you are ready to buy a house in central Missouri, don't hesitate to reach out to one of our team here at Devine & Associates Real Estate. Our experienced and dedicated agents would be honored to help you through this important and exciting stage of your life! We look forward to helping you find your dream family home.

Where Your Best Interests and Our Best Efforts Meet

Devine & Associates Real Estate
(573) 392-9900

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